The book discusses the psychology of money and how people's attitudes towards money have evolved over time. It emphasizes short, concise chapters that can be read independently. The author highlights key events in history that have shaped our current financial landscape. The book offers actionable lessons for making better financial decisions and warns against blindly following advice. Overall, the book aims to provide a narrative that ties together major financial events and offers insights into human behavior towards money.

Based on the context provided, the lessons on how to be rich include:

1. Understand that being successful with money is more about behavior than intelligence.
2. Learn from both successes and failures in money management.
3. Be cautious about who you admire and look up to in terms of financial success.
4. Avoid repeating the mistakes of those who have gone broke.
5. Focus on developing good financial habits and strategies rather than relying on luck or random risk.

To get money, you can consider various options such as working a job, starting a business, investing in stocks or real estate, freelancing, selling products or services, or even saving and budgeting effectively. It's important to align your financial goals with your values and priorities to ensure that you are using your money in a way that brings you fulfillment and happiness. Remember that money is a tool to help you achieve your desired lifestyle and goals, so it's essential to manage it wisely.

The "Nothing's Free" chapter likely discusses the concept that there is always a cost or trade-off involved in financial decisions, even if it may not be immediately apparent. It emphasizes the importance of being aware of hidden costs and understanding that nothing truly comes for free in the world of finance.

The question is asking about the spending habits of the lowest-income households in the U.S.

The lowest-income households in the U.S. on average spend $412 a year on lotto tickets.